Under contract · MLS# FC321081
103 Island Estates Pkwy, Palm Coast
$2,150,000 Palm Coast, FL 32137
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR · (888) 977-1588 · MLS# FC321081 · Under contract
Photos and key facts
The seller has accepted an offer, and contracts at this stage can still fall apart during the inspection or financing period. Some sellers keep taking backup offers. Ask before you plan around it either way.
About this home
Under contract-accepting backup offers. Welcome to luxury coastal living in Island Estates, an exclusive gated island community in Hammock Dunes bordered by the Fox Cut Canal and the Intracoastal Waterway. Built in 2017, this custom waterfront sanctuary features 3,706 square feet of open-concept living space set on a premium, wide estate lot framed by mature tropical landscaping and magnificent oak trees.
The home welcomes you through an elegant foyer with custom stone wall detailing that opens to a soaring, 47-foot-wide great room and formal dining area with warm hardwood flooring throughout. Designed for effortless indoor-outdoor living, massive 10-foot sliding glass pocket doors vanish completely to merge the interior with the outdoor lanai, filling the space with natural light and serene water views. At the heart of the home, the gourmet chef’s kitchen boasts custom white-painted cabinetry, premium stainless steel appliances, wall oven and Advantium microwave oven, a gas cooktop, a beverage refrigerator, pot filler, a spacious center island with breakfast bar, and a large walk-in pantry.
The functional split layout offers four bedrooms and four full bathrooms, with each bedroom featuring its own private en-suite bath including one conveniently configured as a pool and cabana bath. The primary suite serves as a serene retreat featuring direct pool access, sweeping views, and a spa-inspired bath complete with dual vanities, a deep soaking tub, and an oversized walk-in shower. A dedicated home office provides a private, productive workspace, while modern conveniences include integrated surround sound audio, complete video surveillance, hurricane impact windows and doors, a whole house generator plus an oversized 4-car garage. The property has been impeccably maintained with recent updates including two new HVAC systems (2025), a new washer and dryer (2025), and new exterior French doors (2026).
Outdoor living is centered around direct waterfront views, featuring an expansive covered lanai equipped with an integrated TV setup, a gas-burning fireplace, and a new outdoor grill (2026). Beyond the lanai, relax by the sparkling pool and spa, which features a newly refinished spa surface (2026) and new pool heater (2025/2026). Situated in an X flood zone with elevated FFE for peace of mind, the property boasts approximately 147 feet of direct canal frontage with direct access to the Intracoastal Waterway, offering the perfect canvas to build your own custom private dock.
Located in prestigious Hammock Dunes in Palm Coast, residents enjoy serene, quiet beaches and frequent local wildlife sightings right in their backyard, all while remaining just an hour away from Jacksonville and Orlando. An optional membership is available to the award-winning Hammock Dunes Club—a Distinguished Emerald Club of the World and Platinum Club of America—which features two Audubon-certified golf courses, an oceanfront clubhouse with multiple dining venues, a resort-style pool, a 5,000-square-foot fitness center, tennis, pickleball, bocce ball, and three beachside croquet courts.
Written by the listing brokerage and shown exactly as supplied. Square footage, lot lines, school assignment, and association rules should be verified independently before you write an offer.
Property details
What the listing says about the house
As entered by the listing brokerage. Verify anything that affects your offer — square footage, flood zone, association rules, school assignment — before the inspection period ends.
Interior
- Interior features
- Built-in Features, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s), Window Treatments
- Appliances
- Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Washer, Wine Refrigerator
- Flooring
- Ceramic Tile, Wood
- Heating
- Central
- Cooling
- Central Air
- Laundry
- Inside
- Fireplace
- Yes
- Windows
- Aluminum Frames, Insulated Windows, Storm Window(s), Window Treatments
Exterior & lot
- Exterior features
- Lighting, Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Private Entrance, Private Mailbox, Private Yard
- Construction
- Block, Stucco
- Roof
- Tile
- Foundation
- Slab
- Style
- Mediterranean
- Patio & porch
- Rear Porch, Screened
- Other structures
- Other, Storage
- Lot features
- Irregular Lot, Near Golf Course, Oversized Lot, Private, Paved
- Lot dimensions
- IRREGULAR
- View
- Water
- Front exposure
- West
Water & pool
- Waterfront
- Yes
- Waterfront features
- Canal - Saltwater
- Body of water
- Fox Cut Canal To Icw
- Private pool
- Yes
- Pool features
- Heated, In Ground, Screen Enclosure
- Spa
- Yes
- Spa features
- Heated, In Ground
Parking
- Garage
- Yes
- Garage spaces
- 4
- Attached garage
- Yes
- Parking
- Circular Driveway, Driveway, Garage Door Opener, Garage Faces Side, Golf Cart Garage, Garage
Community & association
- Subdivision
- Hammock Dunes
- Association
- Yes
- Association fee
- $270 per month
- Fee includes
- Guard - 24 Hour, Maintenance Grounds, Private Road, Recreational Facilities, Security
- Amenities
- Gated, Other, Security, Vehicle Restrictions
- Community features
- Deed Restrictions, Gated Community - Guard, Golf Carts OK, Golf, Irrigation-Reclaimed Water, Special Community Restrictions, Street Lights
- 55+ community
- No
- Pets
- Number Limit
Utilities
- Utilities
- Cable Connected, Electricity Connected, Propane, Public, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected
- Water
- Public
- Sewer
- Public Sewer
Building
- Year built
- 2017
- Levels
- One
- Stories
- 1
- New construction
- No
- Builder
- Rutenberg
- Total area, sq ft
- 5,429
Taxes & terms
- Annual taxes
- $21,580 (2025)
- Parcel number
- 04-11-31-3000-00000-0540
- Zoning
- PUD
- Special conditions
- None
- Financing terms
- Cash, Conventional
Florida specifics
- Flood zone
- X
- Community development district (CDD)
- Yes
- Homestead exemption (current owner)
- Yes
- Total monthly fees
- $508
- Water access
- Yes
- Water view
- Yes
- Water view type
- Canal
- Elevator in building
- No
- Pet restrictions
- SEE DOCS
- Pets allowed (number)
- 2
- Minimum lease period
- 6 Months
- Leases allowed per year
- 3
- Total acreage
- 1 to less than 2
- Additional rooms
- Bonus Room,Den/Library/Office,Great Room,Inside Utility,Storage Rooms
Something here look wrong? Tell us and we will take it up with the listing agent.
Ask about this home
See it, or find out more first
Scott Lee confirms with the listing agent that it is still available, sets up a showing around your schedule, and gets the paperwork a listing page never shows.
TrustLine Real Estate is not the listing brokerage for this home. It is listed by COASTAL GATEWAY REAL ESTATE GR. We can arrange a showing and get your questions answered either way.
- Whether it is still available, confirmed with the listing agent rather than read off this page.
- A showing arranged around your schedule.
- The paperwork the listing leaves out: association rules and budget, any seller’s disclosure, and the flood zone.
- What comparable homes nearby actually closed at, not what they were listed at.
TrustLine Real Estate LLC · Scott Lee, Broker / Owner · Florida Broker License #BK3590406
Touring a home with us starts with a short written buyer agreement that states what we are paid and by whom. Every term in it is negotiable; the property search questions explain why it exists.
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